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Punjab National Bank Karwadia IFSC Code, MICR code & Branch Details

The IFSC Code of Punjab National Bank Karwadia Branch is PUNB0216900 and MICR Code is 821024721 (used for RTGS,IMPS and NEFT transactions). The address of KARWADIA branch of PUNJAB NATIONAL BANK is AT AND PO KARWANDIA SASARAM, ROHTAS, BIHAR. This branch is located on the Pincode 821316 in ROHTAS district of BIHAR state.

Punjab National Bank Karwadia IFSC : PUNB0216900

Bank Punjab National Bank
Branch Name Karwadia
Branch Code
IFSC Code PUNB0216900 (used for RTGS,IMPS and NEFT transactions)
MICR Code 821024721
Address At And Po Karwandia Sasaram, Rohtas, Bihar
District Rohtas  (Click here for all the branches of Punjab National Bank in Rohtas District)
State Bihar
PIN Code 821316
Contact Number NOT AVAILABLE
Email bo2169@pnb.co.in

IFSC code: PUNB0216900 and MICR code: 821024721; Punjab National Bank Karwadia address : AT AND PO KARWANDIA SASARAM, ROHTAS, BIHAR, ROHTAS - BIHAR; Branch code is NA, Contact Number: NOT AVAILABLE, Punjab National Bank Karwadia Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM(Except 2nd and 4th Saturday).

People Also search for this Branch Page:

Q: What is the IFSC Code of Punjab National Bank Karwadia branch?

Answer: The IFSC code (Indian Financial System Code) of Punjab National Bank Karwadia branch is PUNB0216900.

Q: How and where can we use PUNB0216900 IFSC Code?

Answer: We can transfer money or receive money in his account on Karwadia branch of Punjab National Bank using this PUNB0216900 IFSC Code.

Q: What is the contact number of Punjab National Bank Karwadia branch?

Answer: The contact number for Punjab National Bank Karwadia branch is NOT AVAILABLE

Q: What is the branch name for PUNB0216900 IFSC code?

Answer: The branch name for PUNB0216900 IFSC code is Karwadia.

Q: What is the branch code of Punjab National Bank Karwadia branch?

Answer: The branch code of Punjab National Bank Karwadia branch is

Q: What is the MICR code of Punjab National Bank Karwadia branch?

Answer: The MICR code of Punjab National Bank Karwadia branch is 821024721. It is used to make the process easy of cheques clearance, documents, and other processes within the bank itself.

Q: What is the full address of Punjab National Bank Karwadia branch?

Answer: The full address of Punjab National Bank Karwadia branch is At And Po Karwandia Sasaram, Rohtas, Bihar

Q: What is the PIN code of Punjab National Bank Karwadia branch?

Answer: The PIN code of Punjab National Bank Karwadia branch is 821316.

All Banks In Rohtas


IFSC (Indian Financial System Code) codes, MICR codes and SWIFT codes are playing vital roles in to transfers money between banks or account-holders in India. Since short description, these codes have simplified the transfer and payment process for billions of consumers and businessmen domestic or international.

Punjab National Bank uses IFSC (Indian Financial System Code), MICR and SWIFT codes to offer its consumers and businessmen with varied money transfer options which are fast, secure and economic. These unique codes (IFSC. MICR and SWIFT Codes) are used to identify unique information, like name of the bank and location of the respective branch.

Customers and businessmen of BANK Name are required to provide their name, account number, account type and the IFSC (Indian Financial System Code) code, MICR code and/or SWIFT code of their branch and that of the recipient in order to execute bank transfers and digital transactions.

How to Find IFSC Codes, MICR Codes and SWIFT Codes for Punjab National Bank

It’s easy and quick to locate the IFSC code, MICR code and SWIFT code of Punjab National Bank via consulting the cheque book provided by the bank or going online.

By looking at your cheque book you can see that every page contains the relevant IFSC code of the respective branch of the bank. You can also visit ifsc.sarkaribank.com and use the convenient search facility, in order to find the IFSC code, MICR code or SWIFT code of any bank branch in India.

At the top of our website you will find a search button labelled ‘Search’, which will take you separate page where you can find the information you required instantly. You can simply enter the details of the branch you wish to locate along with its IFSC code, MICR code and SWIFT code.

The website is free to use and covers all pan India banks (888 CBS banks), incorporating thousands of branches across the country.

How do we transfer money using BANK NAME NEFT, RTGS & IMPS Services?

The Punjab National Bank provides convenience of its customers by allowing money transfer vis NEFT and RTGS. Both the electronic currency transfer processes are hassle-free and use IFSC codes to quickly and securely transfer money from one account to another.

National Electronic Fund Transfer (NEFT):

The National Electronic Fund Transfer standard - most commonly referred to as NEFT - was created and rolled out by the RBI to both facilitate and simplify retail transactions for customers. National Electronic Funds Transfer (NEFT) is one of the most comprehensive online money transfer methods from one bank to another. NEFT is based on a deferred system, which means that money is transferred to different sets (batches).

There are more than 1,50,000+ branches of 800 banks which take part in the NEFT network all throughout INDIA.

Operation at Punjab National Bank involve several batches NEFT transaction which are carried out throughout the day. As bank name has joined the NEFT network it has made convenient and safe for its customers to make monetary transfers and payments to other accounts in banks.

Bank Customers looking to initiate a NEFT transaction are required to first complete a Fund Transfer Instruction Form, which can be picked up from any branch of the bank. Information required includes the name of the beneficiary, the bank and specific branch of the beneficiary, the account type held as saving or current account number of the beneficiary and the IFSC code of the beneficiary's branch and bank.

In terms of the sender, the bank and respective branch's IFSC code must be provided, along with the account number, type of account and so on. In the absence of any of these details, it is not possible to make a NEFT transfer with Punjab National Bank or any bank taking part in this scheme.

Timings and Fees:

settlements of fund transfer requests in NEFT system is done on half-hourly basis. There are twenty-three half-hourly settlement batches run from 8 am to 7 pm on all working days of week Certain charges are payable in accordance with the amount of the transaction, which at the time of writing are as follows:

The structure of charges that can be levied on the customer for NEFT is given below:

  1. a) Inward transactions at destination bank branches (for credit to beneficiary accounts)

– Free, no charges to be levied on beneficiaries

  1. b) Outward transactions at originating bank branches – charges applicable for the remitter

- For transactions up to ₹ 10,000: not exceeding ₹ 2.50 (+ Applicable GST)

- For transactions above ₹ 10,000 up to ₹ 1 lakh: not exceeding ₹ 5 (+ Applicable GST)

- For transactions above ₹ 1 lakh and up to ₹ 2 lakhs: not exceeding ₹ 15 (+ Applicable GST)

- For transactions above ₹ 2 lakhs: not exceeding ₹ 25 (+ Applicable GST)

  1. c) Charges applicable for transferring funds from India to Nepal using the NEFT system (under the Indo-Nepal Remittance Facility Scheme) is available on the website of RBI at http://rbi.org.in/scripts/FAQView.aspx?Id=67

With effect from 1st July 2011, originating banks are required to pay a nominal charge of 25 paisa each per transaction to the clearing house as well as destination bank as service charge. However, these charges cannot be passed on to the customers by the banks.

These fees and timings are of course subject to change, so please consult your local branch directly for more information.

Real Time Gross Settlement (RTGS):

Real Time Gross Settlement - more commonly referred to as RTGS - is another example of a standardised system for making and receiving electronic payments in India. Devised and introduced by the Reserve Bank of India, RTGS operates as a convenient and secure alternative to personal cheques, enabling banks taking part in the scheme to make transfers using online messages directed through the official RTGS Payment Gateway.

With a view to rationalize the service charges levied by banks for offering funds transfer through RTGS system, a broad framework of charges has been mandated as under:

  1. a) Inward transactions – Free, no charge to be levied.
  2. b) Outward transactions – ₹2,00,000/- to 5,00,000/-: not exceeding ₹30/-;

Above ₹5,00,000/-: not exceeding ₹55/-.

Within the maximum charge there is a component which depends on the time of day when the transaction is initiated. Banks may decide to charge a lower rate but cannot charge more than the rates prescribed by RBI.

Perhaps the biggest advantage of RTGS is how it eliminates manual cheque-clearing processes and waiting times from the equation. Transactions using RTGS are more or less instantaneous, making it much quicker and easier for payments to be settled and funds credited to their intended accounts - typically within 2 hours.

Another great thing about RTGS is that it is uniquely economical in nature while carrying out comparatively large amount transfers. the minimum transactions sum to qualify for an RTGS transfer is set at Rs 2 lakh. There are more than 1,50,000+ branches of 700+ banks which take part in the RTGS network all throughout INDIA.

In terms of required information, the sender of the funds must complete all fields including the name of the beneficiary, the name of their bank and the respective branch, account number, the type of account they hold and the IFSC code of the recipient's bank.


RTGS is not a 24x7 system. The RTGS service window for customer transactions is available to banks from 8 am to 6 pm (The timings are extended from 4:30 pm to 6:00 pm from June 01, 2019) on a working day, for settlement at the RBI end. However, the timings that the banks follow may vary from bank to bank.

Immediate Payment Service (IMPS):

IMPS is an immediate funding service and works of 24 * 7. It can be used 365 days in a year to transfer money from one bank to another bank account. This service was introduced by the National Payment Corporation in 2010.

We do not need to register separately for IMPS service – Once we are logged into our Net Banking account, we will get the option to transfer our money through NEFT (National Electronic Fund Transfer), RTGS (Real Time Gross Settlement) or IMPS (Immediate Payment Service). we can choose the IMPS option for the transfer.

Once again, we need the full name of the beneficiary, its bank account number, and IFSC code to complete the transfer fund.

Transactions using the IMPS protocol can be requested and actioned on a 24/7 basis, 365 days a year. This means that payments can be sent and received at any time, irrespective of standard bank opening times and/or operational hours.

In this instance, customers using IMPS are required to provide either a combination of their MMID (Mobile Money Identifier) and their mobile number, or the IFSC code of their respective bank branch and their account number.

MMID (Mobile Money Identifier) is the seven-characters number provided by the bank for the IMPS service if the person is using mobile banking as a beneficiary.

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